Mortgage Products

 

We have many options to choose from.  What works best for you?  Or if you find the home you want we can help pick out the right loan for you.

Buying a home doesn't have to be intimidating, especially when Maple City Savings has your back. Let us walk you through the process to find the right loan that fits your needs. You won't get this kind of one-on-one service from the megabanks.

  • Buy or refinance your dream home
  • Competitive, fixed rates
  • Flexible terms for affordable payments
  • Available from 10-30 years
  • Low closing costs
  • Convenient payments through AutoPay
  • No pre-payment penalty
  • Personalized service from open to close

*If you qualify. Value determined by purchase price or appraised value, whichever is lower.

Not all mortgages are created equal.  They are crafted to meet the needs of certain homebuyers. There are lots of programs and options to choose from, but rest assured that from start to finish, we know FHA, VA, and USDA and we can find the right loan product for which you are qualified. We will make the process as smooth and efficient as possible.

Taking out a construction loan is a lot like having your cake and eating it, too — pay interest only during construction, and when it's finished, roll the remainder of the loan into a mortgage. A one-stop shop from blueprint to move-in.
 

  • Take out a loan to build your dream house
  • After construction, turn the loan into a mortgage
  • Flexible terms from 10-30 years
  • Pay interest only during construction
  • No "extra costs"
  • No conversion fees
  • No inspection fees after closing
  • Manage your own construction project
  • Local decision-making for faster approvals
  • Local service for more attention and flexibility

Make your home pay you for a change. Use your home equity as collateral and take out a loan to fund home improvements, medical bills, college, and more. We offer low interest rates, affordable payments, and local service from start to finish.

  • Turn your home equity into collateral for a loan
  • Borrow up to 90%of the equity in your primary residence
  • Borrow up to 75% of the equity in your non-primary residence(s)
  • Choose from flexible terms from 5-15 years
  • No closing costs
  • Possible eligibility for tax-deductions*
  • Local decision-making for fast approvals
  • Friendly, attentive service here at home

*Consult your tax advisor.